Frequently Asked Questions
Only a Government Approved Valuer registered under relevant authorities (e.g., Income Tax, Wealth Tax, or Courts) can issue legally valid valuation certificates.
It is required for:
Visa or immigration asset proof
Bank loans or gold loans
Insurance coverage or claims
Tax declarations (wealth tax)
Divorce, inheritance, or legal disputes
Description of each item (type, design)
Weight and purity (e.g., 22K, 18K gold)
Gemstone details (cut, color, clarity, carat)
Market rate on valuation date
Total assessed value
Valuer’s signature, stamp, and registration number
Valuation is based on:
Current market price of gold/silver/diamonds
Metal purity
Weight
Stone quality
Craftsmanship and brand value (if applicable)
Yes, reports issued by a Government Approved Valuer like Dr. S. N. Bansal are accepted by:
Visa officers (for countries like UK, Canada, Australia)
Indian and foreign banks
Insurance companies and courts
Physical jewellery items
Purchase receipts (if available)
ID proof of the owner
Purpose of valuation (visa, insurance, etc.)
For individual or family jewellery, it generally takes a few hours to one day, depending on the number of items and level of detail required.